1. General considerations
By accessing the websites of Banca del Sempione SA (the “Bank”) and the pages thereof, the user declares that s/he understands and accepts the conditions set out below.
The content and structure of the website pages are protected by copyright. All rights reserved. Individual pages and/or parts of the website may be downloaded or printed for private purposes only, provided that no copyright notices or other registered designations are removed. However, these procedures do not confer a license for use or the right to use an image, a registered trademark or a logo. Downloading or reproducing the Bank’s websites does not confer on the user any rights to the software or other material contained on the website. Use for non-private purposes (reproduction, use for public or commercial purposes, etc.) is subject to written permission from the Bank.
3. No offers and no advice
The content published on this website are intended for information purposes only. It does not constitute an invitation, offer or recommendation to buy or sell financial or investment instruments of any kind, nor an exhortation to enter into transactions.
The website does not explicitly offer any advice. The opinions expressed and other information published are not intended to assist in legal, tax or other decisions.
4. Access limits
The website is not intended for natural or legal persons who, as a result of their nationality, registered office, residence or for other reasons, are subject to a legal system that prohibits or restricts the publication of content, access to the website, the activity of a foreign financial service provider or the marketing of certain products (e.g. funds). Persons to whom these restrictions apply are prohibited from accessing the site.
5. Disclaimer of warranties and liability
The information contained in the website is provided without any warranty, either express or implied.
The Bank and its data providers expressly disclaim any and all liability to any person for any reason whatsoever relating to the consequences of any act or omission arising from the use of or reliance in whole or in part on the content of the Bank’s websites. In addition, the Bank and its data providers cannot accept liability for any loss or damage arising from the use of or reliance on the information contained in this website, including but not limited to any loss, reduction of profit or any direct or indirect damage.
Although the Bank has undertaken every reasonable effort to ensure the confidentiality of the system and has adopted the necessary measures and widely acknowledged technical and security standards, it assumes no responsibility and is not liable for any damage suffered by the Client due to disturbances, interruptions or interceptions, in the use of the Bank’s websites, nor in general for any damage that may result to the Client or third parties from the publication of data on the open internet relating to banking relationships.
The Bank is entitled to modify data, information, etc., published on the website at any time and without prior notice.
6. Information on investment risks
The value of investments and the income they generate may rise or fall, and investors may not be able to recoup the amounts invested. Positive performance in the past is no guarantee of a favorable investment trend in the future. It cannot be ruled out that at the time of liquidation of an investment, its value is lower than when initially invested. It is also possible that all capital invested may be lost, and in certain circumstances the loss may even be greater. It is occasionally possible that an investment cannot be made immediately, resulting in temporary difficulties in its liquidation, in whether it produces any profits or in whether precise information can be obtained on the value or degree of risk involved. Before making any investment, it is recommended that you obtain adequate information and professional advice.
7. Links to other sites
This website may offer links to other sites. Your use of these links to any other page outside of this website is at your own risk.
The Bank does not review any of the websites referred to on its own site. Consequently, the Bank assumes no liability for the content thereof or for the products, services or anything else offered via the said websites.
The inclusion of a hyperlink to one of the Bank’s websites on an external site is only permitted with the prior authorization of the Bank.
8. Data security
When connecting to the site, making contact or communicating electronically, the user’s data is usually transmitted over a public network, accessible to anyone, and also sometimes circulates on the international internet even if the sender and recipient are both located in the same country. The user is aware of the risks arising from the fact that the services provided by the website are offered by means of open devices that are also accessible to third parties (such as public and private data transmission networks, internet servers, access providers), and that the data may also be transmitted via foreign transmission networks. The user further acknowledges that downloads of extracts and other documents are also transmitted via public data transmission networks.
Abusive websites can frequently be found on the internet, whereby third parties, which in some cases are completely non-existent, attempt to falsify membership, or at least a link, with accredited institutions, using similar names and reproducing logos and other material published on the official website of the institution concerned. As regards the Banca del Sempione Group, we would like to point out that the said Group only includes the companies referred to in the “Group” section of this website, www.bancasempione.ch. Of course, the Banca del Sempione Group waives all liability for any damage that may arise from reliance on the websites published on the internet by the said third parties.